Churn

After a lot of wrestling—with GPT and with myself—I finally hit a big milestone this week: Churn can now loop backwards through my statements, and the numbers match. This was harder than I expected. Getting the logic right for iterating through all transactions and breaking them into billing cycles was a mental workout. There were plenty of false starts and half-baked solutions, but now it feels solid. Why is this important? Because this unlocks the core insight behind Churn: Understanding my financial timeline across billing cycles, not just raw transactions. ...

So, by no means is this the starting point. But, going to just roll with it. Letting go of the perfectionism. The plan is I downloaded my Transactions for my checking account and credit cards. The idea is to build out the interface in my head to visualize the flow of my money. The checking account can serve as the primary ledger. While each credit card is a separate account on the ledger, responsible for the sum total per billing cycle. Next step is to break the sum totals to understand the spending better. ...